233 N. Ridgeland Ave
We are independent advisors. We don't manufacture our own investment funds or have proprietary products to sell. Our clients work with us to enhance what they are already doing for their financial lives. Their best decisions brought them to us, and we honor that in all we do. We believe there is no such thing as a bad decision because learning from them can lead you to great decisions.
Would you rather make a choice or take a chance? Sometimes we take chances that put us at risk without knowing it.
You have choices.
You can choose to work with an investment firm that requires a minimum and may not offer comprehensive financial planning. Or, you can choose to work with a firm that has proprietary investment products but doesn’t focus on financial planning or risk management. You may choose to work with an insurance broker-dealer whose advisors have a firm belief that everyone needs a robust insurance plan but put minimal focus on investments.
Or you can pause, take a breath, and find financial confidence through an independent approach.
We believe that the best financial outcomes are created through a combination of planning and investing. To us, financial planning is an exercise in developing great ideas on a deeply personal level. Investing, therefore, is putting money in motion to pursue those ideas. Through intricate thinking, we create simplicity, transformation, and freedom.
Our great ideas come from these tenets.
“You have to work hard to get your thinking clean, to make it simple. But it’s worth it in the end because once you get there, you can move mountains.” - Steve Jobs
Our process starts with the firm belief that successful investing cannot happen without a strong financial plan. Because we hold this belief, we work with clients who desire long-term relationships rooted in a dedication to their customized plan from which investments decisions are made, implemented, and managed.
Step 1: Determine Your Money Karma
Our first conversation will focus on getting to know who you are, what you believe, and what you want your money to achieve for you. We ask:
Step 2: Where You’ve Been and Where You’re Going
We set up your personal financial website, WealthVision, which allows us to see every single component of your financial life and create a plan for taking you from your financial present to your financial future.
Step 3: Sharing, Listening, Adapting
We present you with your WealthVision website and provide a rough draft of our suggested financial plan. Together, we decide what works, what doesn’t, and what changes need to be made. We then make those changes and create your final plan.
Step 4: Final Yet Flexible
Our next meeting focuses on reviewing the updated final plan and the action steps needed to implement your financial plan. It is important to understand that final doesn’t mean inflexible. As the years go by, you grow and change, and the plan we design with you will have the ability to change and adapt as your life changes.
Step 5: Putting The Plan Into Practice
Once you approve your plan, I help you implement the various components. We must work in tandem completing these actions to stay on your course to financial independence. Part of putting and keeping your plan working is continued monitoring. We keep a vigilant eye on all the moving parts of your plan while you can pursue a peaceful and simple life, knowing we will do the worrying about money for you.
“Someone’s sitting in the shade today because someone planted a tree a long time ago.” - Warren Buffett
Our team is a cohesive unit with a singular focus - caring for our clients the same way we care for our families.
Investment Operations Manager